During the pandemic, your not-for-profit may have been forced to operate without your dedicated volunteers. It has probably come as a great relief to welcome them back in person. However, a volunteer, like an employee, could represent some risk to your organization.

a group of people in masks holding up a wooden structure; image used for blog post about tackling volunteer liability

For example, you could be exposed to lawsuits if volunteers are harmed or harm others while volunteering for you.


Continue Reading Considerations for Tackling Volunteer Liability

Not-for-profit organizations may operate under the assumption that their missions and their board members’ good intentions protect them from litigation. Sometimes, this assumption is proven wrong with a lawsuit. To protect your leaders from financial exposure, consider directors and officers (D&O) liability insurance.

man writing on papers; image used for blog post about not-for-profit D&O Insurance reducing liability risk

This coverage allows board members to make decisions without fear that they’ll be personally responsible for any related litigation costs.


Continue Reading D&O Insurance Can Reduce Liability Risk

A warning if your not-for-profit organization is looking for expenses to cut: Don’t skimp on insurance. Should your not-for-profit experience a fire, major theft or other calamity, you’ll be glad you have the coverage. Of course, you may also be required by your state, certain funders, lenders and your own bylaws to carry adequate insurance. Donors certainly expect you to protect their investment in your not-for-profit by managing risk with insurance.

man pointing to a laptop screen showing a client what's on the screen; image used for blog post about not-for-profit insurance as part of a risk management plan

But to ensure you’re not wasting money, consider what you need — and what you might not.


Continue Reading How Insurance Fits into Your NFP’s Risk Management Plan

Directors and officers (D&O) liability insurance enables board members to make decisions without fear that they’ll be personally responsible for any related litigation costs. Such coverage is common in the business world, but fewer not-for-profits carry it. Not-for-profits may assume that their charitable mission and the good intentions of volunteer board members protect them from litigation. These assumptions can be wrong.

Here are several FAQs to help you determine whether your board needs D&O insurance: 
Continue Reading Does Your Not-for-Profit Board Need D&O Insurance?

In today’s tightening job market, to attract and retain the best employees, small businesses need to offer not only competitive pay, but also appealing fringe benefits. Benefits that are tax-free are especially attractive to employees. Let’s take a quick look at some popular options.

Insurance
Businesses can provide their employees with various types of insurance

Insurance is the cornerstone of any not-for-profit’s comprehensive risk management plan. It can’t protect your organization from every contingency, but it’s critical to protecting the people, property, funds and support you depend on.

Must-Have Policies
Many kinds of coverage are available, but it’s unlikely your organization needs all of them. One type you do need

Not-for-profit special events can be lucrative from a fundraising standpoint, but they also carry significant risks. Proper insurance coverage can help protect your organization.

Special event, special planning

Risks associated with special events run the gamut from accidents and personal injury to fraud and theft to cancellation due to inclement weather or nonappearance by a